Cyber Advisors Business Blog

Top 10 Ways to Avoid Wasting Your Cyber Budget

Written by Glenn Baruck | Jan 20, 2026 1:15:00 PM

Cybersecurity budget optimization isn’t about spending less—it’s about spending right. For SMB and mid-market teams under pressure to reduce risk without adding headcount, this blueprint explains the traps to avoid and the focused action plan you can run immediately. You’ll get a short list of priorities, the KPIs that prove progress, and templates to communicate clearly with leadership.

 

Budget Reality

The truth: most organizations aren’t under-secured because they don’t spend enough—they’re under-secured because they spread their spending too thin. Tools overlap. Projects stall. Evidence collection for audits consumes people-hours that would be better spent on actually reducing risk. Security stacks grow more complex, but attackers still walk through the same exposed doors.

The first step is to stop chasing every new feature and align spend to clearly defined control objectives. Inventory what you already own, identify where capabilities duplicate each other, and ask a simple question for each tool: “What specific risk does this reduce, and how do we prove it?” If you can’t answer that in a sentence or two, pause new purchases and redirect that budget.

Before you chase new logos, close the value gap on what you already own and refocus spend on the controls that crush the most risk: identity & MFA, email security, endpoint protection, and backups & recovery. These are the systems that decide who can get in, what reaches your users’ inboxes, what runs on your devices, and whether you can recover when something goes wrong. When these four pillars are fully deployed, tightly managed, and measured with clear KPIs, you get dramatically more protection for every dollar you spend—and a story your executives can understand and support.

Top Risks to Keep Front & Center

  • Credential Compromise (phishing, password reuse, MFA fatigue). Mitigate with strong identity, conditional access, and user-resistant MFA.
  • Business Email Compromise (BEC). Layer email authentication, impersonation protection, and payment/approval runbooks.
  • Ransomware via endpoints and remote access. Harden endpoints, close RDP gaps, and test restoration speed.
  • Vendor Risk from cloud/third parties. Contract for data handling, right-to-audit, and incident notification; monitor critical suppliers.
  • Data Loss from misconfiguration. Focus on least privilege, encryption in transit and at rest, and frequent posture baselining.

Cost-to-Value Mapping

 

Map every dollar to a specific, measurable risk reduction outcome that ties directly to your top threats. For every proposed tool or service, write down the control objective it supports (“prevent credential theft,” “detect ransomware on endpoints within X minutes,” “prove 4-hour restore”) and exactly how you’ll show it’s working (coverage %, MTTR/MTTC, blocked events, successful restore tests, audit-ready reports). If you can’t clearly articulate both the control objective and the evidence you’ll use to validate it, don’t buy it yet—treat it as a backlog item until you can prove it will reduce real risk rather than just adding another icon to your security stack.

  • Identity & MFAOutcome: >98% workforce under phishing-resistant MFA; conditional access for high-risk sign-ins. Evidence: coverage %, failed MFA prompts, high-risk sign-ins remediated.
  • Email SecurityOutcome: BEC attempt detection & auto-quarantine; DMARC enforcement. Evidence: DMARC = reject; impersonation blocks; training completion.
  • Endpoint ProtectionOutcome: EDR deployed to 100% managed endpoints with 24×7 response. Evidence: deployment %, mean time to contain (MTTC), blocked exploits.
  • Backups & RecoveryOutcome: Immutable backups + tested 4-hour restore for Tier-1 systems. Evidence: RPO/RTO met, test cadence, offline copy verification.

Quick win: perform a license rationalization. Many Microsoft 365 tenants already own identity, email, and endpoint capabilities that are not fully deployed. 

Prioritize & Sequence

The fastest path to measurable risk reduction is doing the right work in the right order—and making that sequence visible. Assign a clear Owner for each control area, back it with a simple RACI so everyone knows their role, and timebox your efforts into 2–4 week sprints with specific outcomes. Keep a single, visible queue of security work tied to your top risks so leadership can see exactly what’s in progress, what’s blocked, and what you’re deferring. When executives understand the trade-offs—“we can harden MFA this month, or we can pilot a new tool, but not both”—you get faster decisions, fewer distractions, and a program that can actually ship risk reduction instead of half-finished projects.

  • Accountable (A): CISO/IT leader who signs off on risk acceptance.
  • Responsible (R): Control owner (e.g., Identity, Email, Endpoint, Backup leads).
  • Consulted (C): Finance, Legal, HR, business unit ops.
  • Informed (I): Executives, board, affected users.

Sequencing That Works

  1. Identity first: conditional access baseline, phishing-resistant MFA, privileged access lockdown.
  2. Email protections: DMARC enforced, impersonation defense, safe links/attachments, and finance approvals.
  3. Endpoints: modern EDR everywhere; device compliance; admin rights removal; patching SLAs.
  4. Backups: immutable, offline copy, restore tests; prioritize Tier-1 systems.
  5. Vendor Risk: rank vendors by data/scope; enforce basic controls and incident clauses.
  6. Zero Trust: least privilege, network segmentation, and secure voice to reduce lateral movement.
  7. Incident Response Readiness: tabletop + runbooks for BEC, ransomware, and vendor incidents.

30/60/90 Plan (At a Glance)

  • Days 0–30: Baseline identity & device posture; enforce MFA for all; DMARC policy to quarantine; EDR on Tier-1 endpoints; confirm backup immutability; publish the one-page scorecard.
  • Days 31–60: Conditional access hardening; DMARC to rejectremove local admin; segment voice & network for critical systems; run first IR tabletop; implement finance approval runbook.
  • Days 61–90: Close stragglers to 100% coverage; automated evidence collection; vendor risk minimums in contracts; schedule quarterly retro and executive brief cadence.

Need bandwidth? Managed Detection & Response (Cyber Advisors) gives you 24×7 eyes-on-glass while your team focuses on hardening and hygiene.

 

Measure What Matters

Don’t drown leaders in telemetry. Translate the noise into a concise narrative that ties directly to revenue, uptime, and regulatory exposure. Use a small, stable set of leading and lagging KPIs that fit on a single slide and can be compared month over month. Leading KPIs should show hygiene and coverage trending in the right direction; lagging KPIs should show how those efforts pay off in reduced incident impact and faster recovery.

Automate evidence collection wherever possible so you don’t have to manually stitch screenshots and CSVs before every meeting. Pull metrics from identity, email, endpoint, and backup platforms on a regular cadence, normalize them once, and feed them into a reusable report or dashboard. The goal is simple: the report should almost write itself every month, so your team spends time fixing risk, not formatting slides.

Leading vs. Lagging KPIs

  • Leading = hygiene and coverage that predicts fewer incidents. Example: MFA coverage, EDR deployment %, patch SLAs met.
  • Lagging = outcomes. Example: Mean time to detect/contain, number of BEC attempts blocked, and restore time achieved in tests.

Executive-Friendly KPI Set

  • MFA Coverage — Target: ≥ 98% of accounts; Privileged = 100%. Why it matters: reduces credential abuse and SaaS takeovers.
  • EDR Deployment — Target: 100% managed endpoints. Why it matters: better detection & rapid containment on endpoints.
  • Patch SLA Met — Target: ≥ 95% within 14 days (critical). Why it matters: shortens the exploit window.
  • Backup Restore Time — Target: Tier-1 systems restored within 4 hours (tested). Why it matters: resilience to ransomware + outages.
  • BEC Prevention — Target: 100% of wire/ACH changes verified out-of-band. Why it matters: prevents high-impact fraud.
  • Vendor Risk Readiness — Target: 100% critical vendors have security addendum & incident notice SLA. Why it matters: limits blast radius from third parties.

Automate Evidence Collection

Pull KPIs from system APIs (IdP, EDR, email gateway, backup platform) on a cadence. Post to a shared dashboard; attach the one-page PDF to monthly exec updates. If you’re using MDR, request a monthly “assurance pack” with these measures pre-calculated.

 

Communicate Progress

Most cybersecurity programs lose political capital in the last mile—how results are communicated. Use visuals, minimize jargon, and anchor to business services. Executive updates should answer three questions: Are we safer? How do we know? What’s next?

Executive Update Rhythm

  • Monthly (1 slide): KPI scorecard + 3 bullet highlights + 1 risk/decision needed.
  • Quarterly (5–7 slides): trend lines, program wins, gaps we’re closing next, budget outlook.
  • Ad-hoc: BEC/ransomware/vendor incidents: concise incident timeline, impact, actions taken, lessons learned.

Artifacts Leaders Expect

  1. One-page Scorecard (leading/lagging KPIs, green/yellow/red thresholds).
  2. Runbooks (2–3 pages each) for BEC, ransomware, and fraud approvals.
  3. Risk Register with owners, due dates, and acceptance/mitigation decisions.
  4. RACI for controls and incidents; reduces confusion during crunch time.
  5. Retrospective Notes: one page after each incident or tabletop that commits to 1–3 improvements.

Next Steps

Here’s how to move from ideas to outcomes—this quarter.

Actionable 30/60/90-Day Plan

Days 0–30: Baseline & Block

  • Adopt the control stack: identity & MFA, email, endpoints, backups. Declare them Tier-1.
  • Deploy phishing-resistant MFA (or push-number matching) to ≥ 98% of users; admin accounts to 100%.
  • Enforce conditional access: block legacy auth; require compliant devices for admin/sensitive apps.
  • Set DMARC to quarantine, SPF/DKIM aligned; turn on impersonation protection.
  • Roll out EDR to Tier-1 endpoints; enforce auto-isolation on high-confidence detections.
  • Confirm immutable backups, an offline copy, and privileged-access separation for the backup admin.
  • Publish the KPI scorecard with green/yellow/red thresholds.

Days 31–60: Harden & Practice

  • Move DMARC to reject. Validate vendor email configurations to prevent delivery issues.
  • Remove local admin for standard users; implement just-in-time elevation for IT.
  • Network & voice segmentation for critical systems; confirm least-privilege access to file shares.
  • Run a ransomware and a BEC tabletop; capture gaps and assign owners.
  • Automate evidence collection into your scorecard (APIs, MDR feeds).

Days 61–90: Close & Prove

  • Reach 100% EDR coverage, 98–100% MFA adoption (zero exceptions for admins).
  • Restore test: pick a Tier-1 app; prove 4-hour RTO. Document steps and timings.
  • Vendor risk mini-program: categorize vendors and add security addenda to new/renewed contracts.
  • Executive readout: KPI trend lines + top 3 wins + next quarter’s priorities + budget asks.

 

The Top 10 Ways to Avoid Wasting Your Cyber Budget

1) Fund Identity & MFA Before Anything Else

Identity is the new perimeter. Make it non-negotiable to require phishing-resistant MFA (FIDO2 security keys or at least number-matching push), backed by conditional access policies and privileged access management. Lock down break-glass accounts, enforce MFA for all external access, and block legacy authentication. Track coverage by user, app, and admin role, and don’t spend budget on shiny new tools until MFA coverage is at least 98% across the workforce and privileged/admin identities are at 100% with no exceptions.

2) Treat Email as a Payment System

Most fraud starts in the inbox. Enforce DMARC reject, enable impersonation defense, and codify an out-of-band verification step for vendor banking changes and wire approvals. Publish a 1-page Finance Anti-Fraud Runbook.

3) Get EDR Everywhere with 24×7 Response

Coverage gaps are where ransomware wins. If you can’t staff after hours, invest in Managed Detection & Response to compress mean time to contain. Prioritize remote devices and servers exposed to the internet.

4) Buy Back Recovery Time

Backups are not a line item; they’re a survival plan. Make sure you have immutable copies, MFA on admin access, and scheduled restore tests. Measure against business RTO/RPO, not vendor marketing.

5) Squeeze More Value from What You Already Own

Underused capabilities in Microsoft 365, endpoint suites, or firewalls cost more than new tools. Run a 4-hour configuration review; enable built-in features before adding point solutions. 

6) Stop Tool Sprawl with a RACI + Renewal Calendar

Assign a single control owner to each risk domain and track contract terms 120 days before renewal. If two tools claim the same outcome, pick one and redirect savings to Tier-1 controls.

7) Replace One-Off Projects with Repeatable Runbooks

Incidents are chaotic; your response shouldn’t be. Build short runbooks (2–3 pages) for BEC, ransomware, vendor incident, and critical account lockout. Practice quarterly. See “Templates” below.

8) Segment Networks and Voice Where it Counts

Flat networks make lateral movement easy—and outage blast radius huge. Segment finance, production, and voice (Secure VoIP & Network Segmentation). Start with high-value assets and privileged access paths.

9) Put Minimum Security in Every Vendor Contract

You can’t outsource accountability. Add a standard security addendum with incident reporting timelines, right-to-audit, data handling, and breach notification. Track critical vendors like internal systems.

10) Make Progress Visible with a One-Page Scorecard

Publish it every month. When leaders can see risk reduction, budgets get protected. Automate the data so the update takes minutes, not days.

 

One-Page Cyber Scorecard (Copy/Paste)

Title: Cyber Risk & Resilience – Monthly Scorecard (MM/YYYY)
Owner: [Name]  |  Audience: Executives & Board  |  Version: 1.0

Leading KPIs (Hygiene & Coverage)

  • MFA Coverage (All / Privileged): [96% / 100%]  Status: Green (Target ≥ 98% / 100%)
  • EDR Deployment (Servers / Workstations / Remote): [100% / 97% / 100%]  Status: Green (Target 100%)
  • Patch SLA Met (Critical ≤ 14 days): [92%]  Status: Red (Target ≥ 95%)  → Action: tighten change windows
  • Backup Integrity (Immutable + Offline Verified): [Yes/No]  Status: Green

Lagging KPIs (Outcomes)

  • Incidents Detected / Contained: [5 / 5]  MTTC: [22m]
  • BEC Attempts Blocked: [37]  |  Fraud Losses: [$0]
  • Restore Test Time (Tier-1 App): [3h 35m] vs RTO [4h]  Status: Green

Top 3 Wins

  1. DMARC moved to “reject”; deliverability confirmed.
  2. Removed local admin from 87% of users; helpdesk process updated.
  3. Immutable backup configured for ERP; 3-hour restore validated.

Top 3 Risks / Decisions Needed

  1. Patch SLA below target; propose maintenance windows (vote).
  2. Two legacy apps require basic auth; plan migration or compensating controls.
  3. Vendor X is missing a security addendum; seek contract support.

Next 30 Days

  • Close the EDR gap on contractor laptops; require an agent for access.
  • Run BEC tabletop with Finance; update runbook.
  • Contract addendum signed by Vendor X.

RACI for Core Controls (Snippet)

Control Area R A C I
Identity & MFA IdP Engineer CIO/CISO HR, Helpdesk Execs, All Users
Email Security Messaging Lead CIO/CISO Finance, Sales Ops All Users
Endpoint & Patching EUC Lead IT Director App Owners All Users
Backups & Recovery Infra Lead IT Director App Owners, Finance Execs
Vendor Risk Procurement CFO Legal, Security Execs
Incident Response SecOps Lead CISO Legal, PR, HR Execs, Board

Mini-Runbook: Business Email Compromise (BEC)

  1. Detect: alert from email gateway, user report, or finance anomaly.
  2. Contain: reset credentials + revoke sessions; block forwarding rules; isolate compromised endpoint.
  3. Eradicate: review sign-in logs; confirm MFA method; disable legacy auth; remove malicious rules.
  4. Recover: communicate to affected parties; restore mailbox items if needed; monitor.
  5. Lessons Learned: update finance verification runbook; test with a live call; add domain to DMARC exceptions if required.

Retrospective Checklist (Post-Incident/Tabletop)

  • What surprised us?
  • What slowed us down?
  • What single change would have prevented or shortened this incident?
  • What automation or pre-work would compress time-to-response?
  • Who owns each improvement by when? (1–3 max)

 

FAQ

How do I decide between two tools that seem to do the same thing?

Define the control objective and evidence needed. If both tools produce the same measurable outcome, consolidate to one and reinvest savings into Tier-1 controls or MDR coverage.

What if my users resist MFA?

Use phishing-resistant methods (FIDO2 keys or platform authenticators), enable number matching for push, and communicate that MFA protects payroll and customer data. Allow temporary exemptions only for service accounts while you modernize.

How often should I run a restore test?

Quarterly for Tier-1 systems; semi-annually for others. Track actual restore times against RTO in your scorecard.

What does “zero trust” mean for a mid-market company?

Start with least privilege for identities, device compliance for access, segmentation for critical systems, and continuous verification through EDR and identity risk signals.

Ready to Prove You’re Reducing Risk?

Book a Cyber Maturity Review to benchmark your controls, identify quick wins, and get a prioritized 90-day plan with KPIs your executives will love.